Hours:

9:00 AM to 5:00 PM

Monday to Friday

appointments are suggested

 

Request Information or

book an appointment

Required

Required

Submitting Form...

The server encountered an error.

Form received.

Required

Required

2017 Investment Expectations

For 2017 I remain cautious because the current Bull Market has been running for eight years. North American markets are now moving from a historically low interest rate environment to a normalized interest rate environment. Rising interest rates can generate headwinds for both Stocks and Bonds.

 

That being said, there are positives unfolding in the USA and fiscal stimulus is beginning to show benefits for the European Economies. Canada's Resource Sector has finally made some gains and Canadian Banks and Insurance Companies stand to prosper with interest rates on the rise.

 

With the thought that Global Economies are due to start catching up with the strength of the USA economy, I am recommending Global Funds with European and USA content.

 

Recommended

2017 Asset Allocations

Investment Vehicle    % Holdings      Strategy/Approach

GIC's                                   60%                   Conservative

European Equities             15%               Growth/Valuation

Canadian Equities             15%                       Moderate

USA/Global Equity             10%                      Moderate

TOTAL                                100%          Moderate/Conservative

Allocation formula using age 100 minus your current age is a simple but effective formula for many of my clients:  i.e.

Age 100 minus current age 50 equals 50% allocation to stocks.

Age 100 minus current age 65 equals 35% allocation to stocks

Age 100 minus current age 75 equals 25% allocation to stocks

 

Segfunds which have a 75% Guarantee at Maturity have lower Management Fees compared to Segunds offering a 100% Maturity and Death Guarantee. It is important that each client has their Asset Allocation designed to match their individual Risk Tolerance i.e. Conservative, Moderate, Aggressive.

 

Rick Reynolds CLU CH.F.C.

Contact Us:

Please contact us if you have questions

or would like us to prepare a custom service

package based on your needs.

 

 

Tel : (250) 595-2419        Fax : (250) 592-4953

email: info@rerinvest.ca

Victoria Office, #206 - 2187 Oak Bay Avenue

Victoria, B.C. V8R 1G1

 

North island Office, 3713 Shoreline Drive,

Campbell River, B.C. V9H 1L8

R. E. Reynolds Investments

& INSURANCE SERVICES LTD.

©Copyright 2017 HIDEF Productions Inc.